4×4 Ute Reviews

Travelling from Uluru to Kakadu? Find a 4x4 ute that will get you there.

Tough, rugged and reliable, 4x4 utes are some of the most versatile vehicles around. Equally at home on a worksite, a campsite or in city traffic, these big haulers are hugely popular with Aussie drivers. In fact, the most popular new vehicle in Australia throughout 2016 was a ute, with the Toyota HiLux outselling even the top passenger cars.

However, there's a huge range of 4x4 ute models on the market, so choosing the best one can be a difficult proposition. To make your decision easier, we've gathered reviews of the leading 4x4 utes here in the one spot.

Compare these 4x4 Ute reviews

By clicking "Find a Deal" on the table below, you will be redirected to our partner, OnlineAuto. Thanks to their "bulk buying power", OnlineAuto are able to help you buy the car you want and potentially save you money too. In fact, the average saving through OnlineAuto is $4,616.

1 - 11 of 11
Name Product AUFCL-CAR Payload ANCAP rating Price (from) Finder Score
Ram logo
845 kg
5 stars
$82,950
86%
Ford logo
945 kg
5 stars
$29,190
85%
Volkswagen logo
1,020 kg
5 stars
$38,490
85%
Isuzu logo
935 kg
5 stars
$31,200
81.5%
Mazda logo
1,039 kg
5 stars
$33,650
81%
Mitsubishi Motors logo
855 kg
5 stars
$22,490
80.5%
Holden logo
1,029 kg
5 stars
$29,490
80%
Nissan logo
1,013 kg
5 stars
$32,300
79.8%
Toyota logo
995 kg
5 stars
$29,850
79.67%
GWM Haval logo
1,050 kg
5 stars
$34,990
78%
Mercedes-Benz logo
1,188 kg
5 stars
$45,450
72.5%
loading

Australian Ute comparisons

Definition: What is a 4x4 ute?

A ute, which is Australian slang for utility, is a vehicle with the passenger cab area at the front and a cargo tray at the back. The "4x4" part of the equation refers to the fact that the vehicle features four-wheel drive. While there are also two-wheel drive (or 4x2) models available, 4x4 utes have more off-road capability.

What features come with a 4x4 ute?

The features of a 4x4 ute vary widely depending on the make, model and variant you select, but there are a few inclusions standard across the range. The first is four-wheel drive, which allows you to tackle tougher terrain than you could in an ordinary two-wheel drive vehicle. The next standard feature is the cargo tray, which you can use to lug around tools, toys or anything else you need to get from A to B.

Up front in the cabin is where some differences start to appear. 4x4 utes are available in three cab types:

  • Single cab. With two doors and seating for passengers, this is probably what springs to mind when you think of a tradie's ute.
  • Dual cab. Dual cabs boast four doors and an extra row of seating, meaning there's enough room inside for four or five people. This configuration is also known as a crew cab.
  • Extra cab. Sometimes called a king cab, space cab or super cab, this body style is basically halfway between a single-cab and dual-cab ute. It provides extra room behind the front seats which can be used for additional seating or storage space.

Pros and cons of 4x4 utes

Pros

  • Tough. Whether being used to haul heavy loads or tackle tough terrain, 4x4 utes have a reputation as rough and reliable workhorses.
  • Versatile. Though they were traditionally used only as work trucks, many modern 4x4 utes double as commuter vehicles and people movers for busy families.
  • Can take you where other vehicles can't. Four-wheel drive means you can head off the beaten track.
  • Practical. With seating for up to five people and plenty of load-carrying capacity, 4x4 utes are some of the most practical vehicles on the road.

Cons

  • Not the most comfortable. Though the level of refinement and comfort in the cabins of 4x4 utes has come a long way in recent years, some models still feel much more like rugged work trucks and lack a few creature comforts.
  • Don't have great performance. If you're looking for exhilarating engine performance and dynamic on-road handling, look elsewhere.
  • Harder to manoeuvre. Hate navigating through busy city streets or tight carparks? Many models are quite large and much more difficult to manoeuvre than smaller cars.

Latest Finder hands-on car reviews

See all 2024 EOFY deals

How do you compare 4x4 utes?

When you're weighing up the pros and cons of different 4x4 utes, make sure to consider the following factors:

  • Price. This is the first factor many of us look at, but remember that the engine, transmission, number of seats, included features and a wide range of other factors can vary from one model to the next. When looking at prices, make sure you're comparing apples with apples.
  • Tray. How large is the tray area and how easy is it to access? What's the maximum load that each 4x4 ute can safely carry?
  • Cab. Stepping inside, it's time to look at the quality of the fit and finish and the design of the interior. Is the driving position comfortable? Is the dash intelligently designed and easy to use? Is it roomy enough and is there adequate storage? Does it have all the bells and whistles you'd expect from a modern car, such as sat nav and Bluetooth connectivity?
  • Ride and handling. How does the ute perform on the road? Is it a reliable handler and easy to manoeuvre, and can the driver and all passengers travel in comfort?
  • Durability. Next, take some time to consider how rugged and reliable each model is. What's the build quality like? Will it stand up to whatever punishment you'll throw at it? Is there sufficient ground clearance to go off-road?
  • Towing capacity. If you're planning on lugging a boat, trailer or caravan with your 4x4 ute, check its maximum towing capacity. It's also a good idea to look for vehicle reviews that test a vehicle's real-world towing performance.
  • Safety. Check the ANCAP safety rating to see how each ute will perform in a crash. Also remember to check the features list to find out what active safety technologies are included, such as lane departure warning and blind spot monitoring.

Find a Deal
on OnlineAuto.com.au's website

On-road costs to expect

Due to the variety of different configurations and models available, 4x4 ute prices cover a pretty broad range. To give you a better idea of how much you can expect to pay, entry-level single-cab models typically start around the $25,000 mark. Meanwhile, for a top-of-the-range dual cab with all the trimmings, you'll need to spend anywhere from $50,000 to $60,000.

Are 4x4 utes worth it?

It depends on the type of vehicle you want. If you're looking for the ultimate in driving performance or luxury on-road touring with all the creature comforts, an offroad-capable ute probably won't be the best fit. But if you want a tough, practical workhorse with the capability to handle a bit of punishment, a 4x4 ute is well worth the investment. Regardless of whether you're looking for a reliable work vehicle or something to help you escape the city on the weekends – or maybe both – a 4x4 ute will fill the brief admirably.

Compare the best 4x4 utes on the market to find the make and model that ticks all the right boxes for you.

Compare 4x4 ute finance

1 - 13 of 13
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
IMB New Car Loan
IMB logo
Fixed1 - 7 Years $2,000 - $125,000
Interest Rate (p.a.)
6.24%
Comp. Rate (p.a.)
6.59%
Application Fee
$274.78
Monthly Fee
$0
Monthly Repayment
Go to siteView details
You'll receive a fixed rate of 6.24% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
loans.com.au - New/Demo - Variable Rate
loans.com.au logo
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.24%
to 7.74%
Comp. Rate (p.a.)
7.36%
to 8.85%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
Go to siteView details
OurMoneyMarket New Car Loan ($5,000-$100,000)
OurMoneyMarket logo
Fixed1 - 7 Years $5,000 - $100,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
Go to siteView details
Stratton Finance New Car Loan
Stratton Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.52%
to 18%
Comp. Rate (p.a.)
6.95%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
Go to siteView details
You'll receive a fixed rate from 6.52% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
RACV New Car Loans
RACV logo
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.29%
to 16.99%
Comp. Rate (p.a.)
8%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
Go to siteView details
You'll receive a fixed rate from 7.29% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
OurMoneyMarket Used Car Loan ($5,000-$100,000)
OurMoneyMarket logo
Fixed1 - 7 Years $5,000 - $100,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
Go to siteView details
Stratton Finance Used Car Loan
Stratton Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.52%
to 18%
Comp. Rate (p.a.)
6.95%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
Go to siteView details
You'll receive a fixed rate loan from 6.52% p.a. with a comparison rate of 6.95% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
loans.com.au - Variable Rate Used Car < 5 years
loans.com.au logo
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.39%
to 7.39%
Comp. Rate (p.a.)
8.5%
to 8.64%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
Go to siteView details
loans.com.au - Fixed Rate Used Car < 3 years
loans.com.au logo
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.59%
to 8.79%
Comp. Rate (p.a.)
8.7%
to 10.04%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
Go to siteView details
RACV Used Car Loans
RACV logo
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
8.49%
to 16.99%
Comp. Rate (p.a.)
9.21%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
Go to siteView details
You'll receive a fixed rate from 8.49% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
ING Personal Loan
ING logo
Fixed2 - 7 Years $5,000 - $60,000
Interest Rate (p.a.)
6.89%
to 19.99%
Comp. Rate (p.a.)
7.17%
to 20.31%
Application Fee
$199
Monthly Fee
$0
Monthly Repayment
View details
You'll receive a fixed rate of 6.89% p.a.
Benefit from no ongoing fees, no early repayment fees and flexible loan terms on amounts up to $60,000.
NAB Personal Loan Unsecured Fixed
NAB logo
Fixed1 - 7 Years $5,000 - $55,000
Interest Rate (p.a.)
8.49%
to 20.49%
Comp. Rate (p.a.)
9.88%
to 21.78%
Application Fee
$250
Monthly Fee
$15
Monthly Repayment
View details
You'll receive a fixed rate between 8.49% p.a. and p.a. (9.88% p.a. to p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
Latitude Variable Rate Personal Loan
Latitude Financial Services logo
Variable2 - 7 Years $5,000 - $70,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.37%
to 30.69%
Application Fee
$0
Monthly Fee
$13
Monthly Repayment
Go to siteView details
Special Finder offer: $395 establishment fee waived for approved personal loan applications submitted through Finder. Latitude may withdraw offer at any time. T&Cs apply.
loading
Showing 13 of 13 results

See all 2024 EOFY deals

Tim Falk's headshot
Written by

Writer

Tim Falk is a freelance writer for Finder. Over the course of his 15-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors. See full bio

More guides on Finder Shopping

Go to site