Klarna is huge in Sweden and the good news for Australians is that it officially launched on 30th January 2020. Klarna allows users to pay for items in their basket in four equal instalments. We've covered all you need to know about this buy-now-pay-later service, from how it works, to the store list that accepts Klarna.
Klarna partners with retailers looking to offer simple third-party financing solutions. When you shop with a store that offers Klarna, you can select Klarna at checkout.
Depending on your credit history and the retailer's promotions, you can qualify for 0.00%, 0.99%, 9.99 or 19.99% interest. Or you might qualify to dodge interest as long as you repay your account in full within six months.
Klarna offers two payment structures:
You pay no up front or annual fee to use Klarna. The only situations in which you'll pay more than your total purchase price is if:
Yes. Klarna's buyer protection policy ensures that your goods arrive in the condition described at purchase. If you have a problem with your order, report it so Klarna can make it right.
Klarna stores and transmits your personal and financial details securely both online and off-. And its zero-fraud liability protects you from unauthorised or fraudulent purchases that end up on your account.
You must be at least 18 years old and shop with a retailer that offers Klarna to sign up for an account.
If your purchase is eligible, you'll see Klarna listed as a payment option at checkout. Click Klarna and complete the short application on the next page. You'll know instantly if you're approved for financing.
To use Klarna's app, create an account online with your email or download the app on your mobile device.
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