Deal
Up to 25% off Europe summer getaway trips
Explore the best of Europe in summer and save up to 25% off your trips. T&Cs apply.
There are plenty of companies that offer lay-by holidays, with flexible payment plans and the option to pay off your holiday in as much as 12 months.
Some also offer an interest-free period, which means that your finances don't have to hold you back from going on that last-minute vacation or scoring a great deal on a trip you find.
Of course, like with any loan or credit product, you'll need to make sure you make payments on time to avoid paying interest (if there is an interest-free period) and any additional fees.
As always, read what you're getting before you sign on the dotted line!
We share the benefits of booking with each company below along with some discount codes to help you save even more.
1. Pay Later Travel
Book the big elements of your trip (flights and hotels) and secure fantastic prices for a small deposit. Then, pay it off over 26 weeks, prior to your travel.
- Upfront deposit on flights starts from just 10%.
- No upfront deposit for stays.
- Up to 26 weeks to pay off your trip, paid in weekly or fortnightly deposits.
- Available for flights and hotel stays.
- Interest free and no late fees. However, if you miss more than 2 scheduled payments your trip may be cancelled.
2. Contiki
Spend less time worrying about payments and more time choosing which itinerary to take with easy access to Zip Money that will help you pay for your dream holiday now.
- No deposit necessary.
- Flexible monthly payment plans available.
- Zip Money policy: Interest-free for 6 months, after which interest will accrue at the standard annual percentage rate. Approved applicants only.
3. G Adventures
Never miss a trip with lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.
- Only a $250 deposit is required to reserve your spot.
- Trip can be paid in smaller payments up until 60 days prior to departure.
- Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
- Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.
View coupon codes for G Adventures
4. Luxury Escapes
Turn that dream holiday into a reality with an interest-free payment option available on all Luxury Escapes packages.
- 7-day "change of mind" refund guarantee.
- Available on purchases up to $999.
- Latitude Pay policy: Pay 10% upfront and the rest in 9 weekly automatic payments. Sign up using your Visa or Mastercard credit/debit card. Subject to approval and late fees of up to $50 apply.
5. Scoopon
Get access to some of the best travel deals on the internet with a flexible 10-week payment option.
- Shop now with just 10% down and pay your balance over 10 weeks.
- 7-day "change of mind" no questions asked guarantee.
- Latitude Pay policy: Subject to approval. Pay over 10 weeks for purchases between $20 and $999. Late fees of up to $50 apply.
View coupon codes for Scoopon
6. RedBalloon
Much more than just experiences, RedBalloon offers a huge selection of hotel stays and getaways that you can pay for using Afterpay.
- Use promo codes and coupons to save even more on your stay.
- Choose from city stays, winery escapes and unique getaways like sleepovers at the zoo.
- Afterpay policy: Pay for your stay interest-free on orders up to $1,000 in 4 fortnightly instalments. Late fees apply.
7. Flight Centre
Take your dream holiday without worrying about paying upfront with one of Australia's most popular online travel agencies.
- Option to book last minute or months in advance.
- Weekly, fortnightly and monthly options are available.
- Book now pay later policy: Interest-free (for 6–9 months) holidays are for purchases of $999 or more. Applicants must be credit approved and must pay the loan in full by the end of the agreed-upon term. Weekly, fortnightly and monthly payment agreements.
8. TripADeal
Get your bucket list experience at unbelievable prices with the option to book now and pay later.
- Minimum 3-month interest-free period.
- Choose from flexible repayment options: weekly, fortnightly or monthly.
- Zip Money policy: Interest will accrue at the standard annual percentage rate after the interest-free period. A $6 monthly account fee applies if the balance is not paid by the due date. Approved applicants only.
View coupon codes for TripADeal
9. Webjet
Never miss a trip with lifetime deposits that never expire and payment plans that mean you never need to pay for a full trip upfront.
- Only a $250 deposit is required to reserve your spot.
- Trip can be paid in smaller payments up until 60 days prior to departure.
- Hold this fee policy: The Holding an Option is available for tours and lets you hold the price or space in a tour for 48 hours. The option will expire and your space will be released unless you confirm within 48 hours.
- Lifetime deposits policy: A confirmed tour which has been cancelled will be added to the the lifetime deposit which is the value of the deposit made on that tour. Lifetime deposits never expire.
Want to book lay-by holidays online? Use one of our coupons
Deal
Up to 25% off worldwide trips at Contiki
Explore the world for less with Contiki's up to 25% off deal on global tours. Discover exciting destinations and create unforgettable memories with their social travel experiences. Exclusions, T&Cs apply.
Deal
Up to 25% off Europe trips
Get up to 25% off select Europe tours with Contiki. Destinations include France, Spain, Italy, Germany, Switzerland, Iceland, and more. T&Cs apply.
Deal
Up to 25% off travel deals at G Adventures
Embark on your dream adventure with G Adventures and save up to 25% on select tours, including incredible expeditions to Antarctica and captivating journeys through Japan. Discover the world with small-group adventures and exclusive deals for a limited time. Exclusions, T&Cs apply.
Deal
Up to 15% off Australia adventures at Contiki
Dive into the heart of Australia with Contiki's adventure tours and save up to 15%. From the Outback to the coast, experience the best of Australia with a fun, social group. Exclusions, T&Cs apply.
Deal
Up to 30% off Antarctica Expeditions
Available for travel on select dates. Limited Time Offer T&Cs apply
Deal
Up to 20% off USA, Canada or Europe travels
Get up to 20% discount on selected travel deals to Europe, Canada or USA at Contiki. T&Cs apply.
Deal
Up to 20% off Italian getaways
Get up to 20% off select tours and escapades in Italy with Contiki. T&Cs apply.
Deal
Trips under $800
Whether you're looking for an outdoor adventure or a city break, there's a trip under $800 waiting for you at Contiki. T&Cs apply.
Deal
Trips under $1200
See the world and make memories that last without breaking the bank with these trips for just under $1200 at Contiki. T&Cs apply.
Deal
Trips under $1500
Travel more, and spend less with Contiki's trips under $1500. T&Cs apply.
Deal
Up to 15% off Asian adventures
Get up to 15% off select tours and escapades in Japan, South Korea, Cambodia, Thailand, Nepal, Malaysia, and more. T&Cs apply.
Deal
$398 off South Korea trips
Experience South Korea with Contiki and pay only $3,398, instead of $3,775. T&Cs apply.
Deal
Up to 15% on Europe Winter
Discover more of Europe and experience the European magic with savings of up to 15% off at Contiki. T&Cs apply.
Deal
$448 off 10-day Japan tour
Available on select dates departing in 2024. Destinations include Osaka, Kyoto, Tokyo and more. T&Cs apply.
Deal
20% off Moroccan adventure
Book now & save 20% off your Moroccan adventure with Contiki. T&Cs apply.
Deal
$210 off Cambodia and Laos adventure
Uncover the wonders of Cambodia and Laos with $210 off your bookings at Contiki. T&Cs apply.
Deal
25% off London to Berlin by Train
Save 25% on train adventures with stops in London, Paris & Amsterdam when you book at Contiki. T&Cs apply.
Deal
Up to 25% off Cyber Sale USA and Canada tours
Available on select dates to destinations including Las Vegas, Los Angeles, New York, Alaska, Vancouver, Toronto and more. T&Cs apply.
Deal
Up to 20% off select New Zealand adventures
Available on select travel dates until 2025. Destinations include Queenstown, Christchurch, Auckland, Wellington and more. T&Cs apply.
Deal
Up to $1056 off select Latin America adventures
Available on select dates to destinations including Costa Rica, Peru, Colombia, Argentina, Brazil and more. T&Cs apply.
Deal
Up to 25% off select Africa tours
Experience the best of South Africa for 14 days and save up to 25% off your trips with Contiki. Available on select dates to destinations including Egypt, Morocco, Tanzania and more. T&Cs apply.
Deal
12th person free on worldwide tours
Available on select dates until 2023 when you book for 12 people. Destinations include Peru, Croatia, Maldives, Switzerland and Greece. T&Cs apply.
Deal
Get $50 off your next trip
Subscribe to Contiki's newsletter and receive a discount code for your next trip. T&Cs apply.
Popular Contiki coupon codes
| Last checked | Code description | Code |
|---|---|---|
| 25 Feb 2025 | Up to 25% off Europe summer getaway trips | ******** |
| 25 Mar 2025 | Up to 25% off worldwide trips at Contiki | ******** |
| 25 Feb 2025 | Up to 25% off Europe trips | ******** |
| 27 Mar 2025 | Up to 25% off travel deals at G Adventures | ******** |
| 25 Mar 2025 | Up to 15% off Australia adventures at Contiki | ******** |
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