Zip Money flights store list

Keep an eye out for establishment and monthly fees, and interest-free periods.

Zip Money is a buy now pay later provider that lets you buy items now, such as flights, and pay for them later.

When you opt to pay with it, you'll typically get a 3-month interest-free line of credit. However, there are a number of fees involved. This includes:

  • A $10 minimum monthly repayment when you have a balance outstanding
  • A one-time account establishment fee of up to $99
  • $9.95 monthly account fee if you have a balance outstanding
  • Interest – whatever amount you have owing after 3 months will accrue interest at a rate of 25.9% per annum
  • A late fee of $15 for a late Zip Money repayment will be charged 21 days after your contractual due date

We've got the list of airlines and booking sites that accept Zip Money as payment to help you get to your holiday faster.


Which travel sites accept Zip Money for flight bookings?

How does Zip Money work?

Zip Money lets you make these big purchases and pay them back over 3, 6 or 12 months.

All you have to do is choose Zip Money as your payment option when you've found the ideal flight, fill out a quick application and be approved in real time.

Once approved, finalise your payment and you can continue to make payments wherever Zip Money is accepted.

You'll need to make minimum repayments of $40 per month to Zip Money. This is interest-free for a nominated period (usually 3 months). Once this has lapsed your remaining balance will incur interest.

You may also be required to pay establishment, monthly account-keeping and late fees. See here for details.


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To make sure you get accurate and helpful information, this guide has been edited by Chris Jager as part of our fact-checking process.
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Written by

Former Editor

Stephanie Yip was the travel editor at Finder and has been writing about travel and lifestyle for over a decade. She has written for a range of travel publications including Thomas Cook Magazine and Showpo. Stephanie has a Bachelor of Communications from the University of Technology Sydney, Australia, and has visited over 50 countries (and counting). She has a passion for sharing her experiences and knowledge of travel and helping consumers stretch their travel cash while on holiday. See full bio

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